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Products Liability and Contractors

Insurance Specialist for Equipment Manufacturers and the Construction Industry

Casualty & Surety, Inc offers in conjunction with several A or better insurance carriers, a Products Liability program that provides a comprehensive and general liability product for the Equipment Manufacturers and the Construction Industry…that has sophisticated loss control services and very aggressive claims management. We can tailor your policy to meet your risk.



General & Products Liability Program Classes
  • Construction Equipment
  • Mining Equipment
  • Industrial Equipment
  • Farm Equipment
  • Oil and Gas Equipment
  • Lift Devices
  • Agricultural Equipment
  • Material Handling
  • Dry groceries
  • Automobile and boat haulers
  • Equipment and machinery
  • Refrigerated loads
  • Produce
  • Paint
  • Paper
  • Boats


Limits:

  • General Liability
    • $1,000,000/2,000,000
  • Umbrella Liability
    • Up to $25,000,000

Deductibles:

  • $5,000 Minimum - A wide variety of deductibles can be structured utilizing percentage retentions

Minimum Premium:

  • $7,500

Umbrella Insurance Program Coverages:

  • Auto Liability
  • Commercial General Liability
  • Employers Liability
  • Pollution Liability
  • Products & Completed Ops.
  • Professional Liability

Liability:

  • Up to $50,000,000


Contractor's Program Classes:
  • Roofing Contractors
  • Grading Contractors
  • HVAC Contractors
  • General Contractors
  • Reclamation Contractors
  • Paving Contractor
  • Airport Maintenance Artisan Contractors


Subcontractor's Program Classes:

General requirements - 35% maximum subcontracted work as a percentage of gross receipts.

  • Airport Maintenance
  • CATV Line Installation
  • Contractors Equipment Rented to Others - No scaffold or crane rental
  • Demolition by hand - No explosives
  • Drilling - No oil or gas
  • Electrical work - No power line construction
  • Elevator Installation, Service or Repair - not in Residential Buildings
  • Fire, Water or Smoke Damage Restoration
  • Gas Main Construction
  • General and HVAC Contractors
  • Iron & Steel Erection
  • Irrigation or Drainage System Construction
  • Landscaping Contractors
  • Masonry
  • Paving Contractors
  • Pile Driving
  • Reclamation Contractors
  • Roofing - Not over three stories
  • Sheet Metal Work (not available in all states)
  • Partial Listing - call for other available classes


Contractor's Equipment Program Classes:

General requirements - 35% maximum subcontracted work as a percentage of gross receipts.

  • Construction Equipment
  • Cranes
  • Lifts
  • Highwall miners
  • Drilling equipment
  • Off road use vehicles
  • Augers
  • Mining equipment
  • Many other classes

Limits: Up to $50,000,000 to reinsurance support.

Deductibles: $1, 000 minimum. A wide variety of deductibles can be structured utilizing percentage retentions.

Minimum Premium: $2,500



Submission Requirements

Download a copy of our Product And Contractor Brochure