PRODUCTS LIABILITY

Insurance Specialist for Equipment Manufacturers and the Construction Industry

Other insurance programs make promises of reduced premiums and specialized service but fall short on delivery.  CSI can provide the edge needed to make those promises a reality.  Offered in conjunction with several A or better insurance carriers, the CSI edge program provides comprehensive and general liability management control through sophisticated loss control services and aggressive claims management.

General & Products Liability Program Classes:      

• Construction Equipment                                                                    
• Mining Equipment                                                                                                              
• Industrial Equipment                                                                          
• Farm Equipment                                                                          
• Oil and Gas Equipment                                                                       
• Lift Devices
• Agricultural Equipment
• Material Handling                                                                                                                 

Limits:

• General Liability      -  $1,000,000/2,000,000

                                         -  $1,000,000/2,000,000

• Umbrella Liability     Up to $25,000,000

Deductibles:

• $5,000 Minimum  - A wide variety of deductibles can be structured utilizing percentage retentions

Minimum Premium: 

• $7,500

Umbrella Insurance Program Coverages:                

• Auto Liability                                      
• Commercial General Liability             
• Employers Liability                             
• Pollution Liability                
• Products & Completed Ops.                  
• Professional Liability                          

      
Liability:                                 

• Up to $50,000,000                

      
Contractor’s Program Classes:

• Roofing Contractors
• Grading Contractors
• HVAC Contractors                             
• General Contractors                            
• Reclamation Contractors                   
• Paving Contractor
• Airport Maintenance Artisan Contractors

Subcontractor’s Program Classes:
General requirements – 35% maximum subcontracted work as a percentage of gross receipts.

• Airport Maintenance
• CATV Line Installation
• Contractors Equipment Rented  to Others – No scaffold or crane rental
• Demolition by hand – No explosives
• Drilling – No oil or gas
• Electrical work – No power line construction
• Elevator Installation, Service or Repair – not in Residential Buildings
• Fire, Water or  Smoke Damage Restoration
• Gas Main Construction
• General and HVAC Contractors
• Iron & Steel Erection
• Irrigation or Drainage System Construction
• Landscaping Contractors
• Masonry
• Paving Contractors
• Pile Driving
• Reclamation Contractors
• Roofing  - Not over three stories
• Sheet Metal Work (not available in all states)
• Partial Listing  - call for other available classes

Contractor’s Equipment Program Classes:

• Construction Equipment
• Cranes
• Lifts
• Highwall miners
• Drilling equipment
• Off road use vehicles
• Augers
• Mining equipment
• Many other classes

Limits:  Up to $50,000,000 to reinsurance support

Deductibles:  $1, 000 minimum.  A wide variety of deductibles can be structured utilizing percentage retentions.

Minimum Premium:  $2,500

Contact:                                             
       Jim Godfrey                           or           Rob Roberts                  
       jgodfrey@csiapex.com                           rroberts@csiapex.com
       205.332.8118                                        205.332.8116

SEE PRODUCT and CONTRACTOR BROCHURE

Submission Requirements:

1) Products Liability questionnaire - Products Liability Apps

2) Acord applications

3) Hard copy loss runs